Workers’ Compensation

Without workers’ compensation insurance, your business could be held financially responsible for workplace injuries or illnesses. This could result in costly legal expenses, fines, and penalties, potentially leading to financial strain or even bankruptcy for your business.

Workers’ Compensation

Without workers’ compensation insurance, your business could be held financially responsible for workplace injuries or illnesses. This could result in costly legal expenses, fines, and penalties, potentially leading to financial strain or even bankruptcy for your business.

Unlock Flexibility with Pay-as-You-Go Workers’ Compensation Insurance!

Introducing a revolutionary approach to insurance that aligns with your business’s rhythm – Pay-as-You-Go Workers’ Compensation!

– Tailored to You:

Pay only for the exact reported payroll. No more overpaying for estimated premiums that don’t fit your business dynamics.

– Cash Flow Friendly:

Experience financial freedom with pay-as-you-go premiums. Enjoy the ease of manageable payments, aligning seamlessly with your payroll cycles.

– Real-Time Adjustments:

Your business evolves, and so should your insurance. With pay-as-you-go, make real-time adjustments as your workforce changes, ensuring you’re always in control.

– Security without Sacrifice:

You are not compromising on protection. Our pay-as-you-go model offers the same robust coverage you expect from traditional plans, tailored to your unique needs.

– Make your workers’ compensation insurance work for you. Embrace flexibility, control costs, and secure your business with pay-as-you-go insurance

We distinguish our insurance agency brokerage by providing added value and servicing with audits and claims.

Pao Business Insurance Agency

We pride ourselves in providing competitive pricing in today’s commercial insurance space. When you request a quote from us, you will benefit from our access to more than 100 markets.

Our agency is equipped with the technology to help you in person or over the phone with all the encrypted mechanisms for you to text us, esign, etc.

Owner Only WC "workers’ comp ghost policy"

We can help you if you do not have employees and are a one-person business that needs Workers Compensation to meet the insurance requirements of contractors you work for or CSLB.

General Liability

Whether you need a standalone GL or bundle traditional property and liability into one policy with optional “Add-ons”, we can help you make the buying process easier.

Commercial Auto/Transportation Program

We now have access to an Exclusive Transportation Program for Trucking! We can help you with General Liability, Auto Physical Damage and Motor Truck Cargo

Very professional service, extremely responsive and great value for money. They not only managed to get my general liability but also helped me with every single step in the process. Highly recommend them. Thank you Pao Business Insurance Agency for being so amazing.

GHAZALE GOLDOOZ

I believe it’s now almost 3 years plus that I have there services. The staff is really awesome. When there is something that needs to be fix right way they work and take care of the issue that’s happen Juan has been very helpful. I recommend this branch office to any small business that is starting.

NOEL HERNANDEZ

An incredible and understanding person. Darrell was able to help me out in every way possible. I’m very very grateful for people like Darrell.

KEITH CRUM