Small Buisness

Small Buisness

  • All Categories
  • Contractors (All Trades)
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Painters (Interior & Exterior) C33 – Painting and Decorating

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Framers C47 & C-5 – Framing and Rough Carpentry

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General Contractors (B License)

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Stucco - C35 – Lathing and Plastering

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Scaffold - C-61 / D39 - Scaffolding

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Welders - C60 - Welding

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Debris Removal C-61 / D63 – Construction Clean-up

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Fencing – C13

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HVAC - C20 – Warm-Air Heating, Ventilating and Air-Conditioning

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Landscaping – C27

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Restoration costs associated with corrective actions

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Janitorial including C-61 / D38 – Sand and Water Blasting

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Roofing – C39 Roofers

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Concrete - C8 & C29 - Masonry

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Handyman

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Bathtub Refinishing Work

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Hardwood Floor Laying and Floor Covering C15

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Plumbers – C36 Plumbing

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Appliance Repairs

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Electrical – C10

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Tree Trimmers C-61 / D49 – Tree Service

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Drywall – C9

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Cabinets C-6 -Cabinet, Millwork and Finish Carpentry

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Swimming Pool C53 & C61-D06 – Concrete Related

  • Manufacturing Businesses (ex, Mattresses, Clothing, Oil, Foam and Trim)

Safeguard your manufacturing plant with our specialized risk insurance! Shield your operations from unforeseen disruptions and keep your production running smoothly. Don’t let uncertainties derail your productivity. From protecting your inventory to safeguarding your completed operations product liability, we’ve got the perfect fit for your unique needs.

  • Vet Clinics

🐾 Protect Your Pet Business with Tailored Insurance Coverage!

Attention Pet Business Owners! Ensure your peace of mind with our specialized insurance solutions, including General Liability and Workers Compensation. We cover: 🏥 Vet Clinics 🐾 Pet Training 🐱 Pet Sitting 🛁 Pet Grooming 🏬 Pet Stores 🍖 Pet Food Suppliers

Safeguard your passion today!

  • Bars

“Cheers to worry-free nights at your bar! Our general liability insurance has your back, so you can focus on crafting cocktails and creating memories. From spills to slips, we’ve got the safety net you need to keep the good times rolling. Raise a glass to protection – get covered today! (Optional Coverages include: Liquor Liability – Assault & Battery on the GL and Liquor)

  • Liquor Stores

Keep the good spirits flowing and the worries at bay with our tailored General Liability Insurance for liquor stores! From tipsy spills to unexpected slips, we’ve got you covered. We can also help with complex requirements from your landlord for your Certificate of Insurance.

  • Restaurants (Casual – Family and Fine Dining)

From fast bites to fine delights, our commercial insurance serves up protection for every flavor of restaurant! Whether you’re flipping burgers or plating haute cuisine, we’ve got your back. With coverage as diverse as your menu, focus on serving up smiles while we handle the risks. Get a taste of security – get insured today!

  • Accountants and Tax Preparers

Balance your books with confidence! Our professional liability insurance is tailor-made for accountants and tax preparers. From meticulous audits to complex tax filings, we’ve got the right policy for your business. Protect your reputation and your bottom line with coverage that’s as precise as your calculations. Trust us to handle the risks while you focus on financial success.

  • Food Markets and Grocery Stores

Stock up on peace of mind for your food market or grocery store! Our commercial insurance ensures your shelves stay full and your worries stay empty. From fresh produce to pantry staples, we’ve got you covered against the unexpected. Keep your aisles bustling with confidence (we can help protecting your inventory and business personal property for your equipment)

  • And many more such as:
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Lessor’s Risk (Building Owners)

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Auto Dealers

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Boat Repairs

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Auto Dent Repairs

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Car Washes

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Learning Centers and Daycares

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Bakeries

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Retail Stores

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Homecare

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Smog Shops

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Pallet Refurbishing

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Auto Detailing

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Hookah Lounges and Wholesale Distributors

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Dental Practice

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Power Washing

Pao Business Insurance Agency

We pride ourselves in providing competitive pricing in today’s commercial insurance space. When you request a quote from us, you will benefit from our access to more than 100 markets.

Our agency is equipped with the technology to help you in person or over the phone with all the encrypted mechanisms for you to text us, esign, etc.

Owner Only WC "workers’ comp ghost policy"

We can help you if you do not have employees and are a one-person business that needs Workers Compensation to meet the insurance requirements of contractors you work for or CSLB

Workers’ Compensation

Without workers’ compensation insurance, your business could be held financially responsible for workplace injuries or illnesses.

General Liability

Whether you need a standalone GL or bundle traditional property and liability into one policy with optional “Add-ons”, we can help you make the buying process easier.

Commercial Auto/Transportation Program

We now have access to an Exclusive Transportation Program for Trucking! We can help you with General Liability, Auto Physical Damage and Motor Truck Cargo

Very professional service, extremely responsive and great value for money. They not only managed to get my general liability but also helped me with every single step in the process. Highly recommend them. Thank you Pao Business Insurance Agency for being so amazing.

GHAZALE GOLDOOZ

I believe it’s now almost 3 years plus that I have there services. The staff is really awesome. When there is something that needs to be fix right way they work and take care of the issue that’s happen Juan has been very helpful. I recommend this branch office to any small business that is starting.

NOEL HERNANDEZ

An incredible and understanding person. Darrell was able to help me out in every way possible. I’m very very grateful for people like Darrell.

KEITH CRUM