Insurance for Small Business

Benefit from our access to more than 100 markets and get the best commercial insurance pricing for your business.

Insurance for Small Business

Benefit from our access to more than 100 markets and get the best commercial insurance pricing for your business.

Perfect Solutions for Your Business

General Liability

Whether you need a standalone GL or bundle traditional property and liability into one from with optional “Add-ons”, we can help you make the buying process easier.

Workers' Compensation

Without workers’ compensation insurance, your business could be held financially responsible for workplace injuries or illnesses.

Commercial Auto/Transportation Program

We now have access to an Exclusive Transportation Program for Trucking! We can help you with General Liability, Auto Physical Damage and Motor Truck Cargo

Employment Practices Liability (EPLI)

“Protect Your Business, Empower Your Team! Shield your business from the unexpected with Employment Practice Liability Insurance.

Owner Only WC "workers’ comp ghost policy"

We can help you if you do not have employees and are a one-person business that needs Workers Compensation to meet the insurance requirements of contractors you work for or CSLB.

Inland Marine

Protect Your Tools and Equipment: From transit to storage, ensure your tools are covered against loss or damage while in transit or temporarily stored away from your primary business location.

Excess/Umbrella Liability

Issues are constantly emerging that will create a greater need for protection:


We have access to Bonds for almost any surety situation you’ll encounter and are underwritten by multiple A rated carriers. Here are some examples of the available bonds.

Cyber Liability

There’s No Denying It Anymore, maybe you felt that you didn’t need this coverage five years ago…But not today. There’s no way business owners can escape the constant and increasing threats of cyber-attacks.

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About Us

Since our beginning, we have had one steady goal in mind:

Providing competitive business liability & workers compensation insurance to our customers.

“From the beginning, we have had one steady goal in mind; providing competitive business liability & workers compensation insurance to our customers. If you are looking to protect your business, our agency can help simplify the insurance process and walk you through coverage options. We are here to help you identify the insurance coverage that best fits your needs and budget. Multi-State Licensed Commercial Insurance Brokerage in California, Nevada (#3870745) and Florida (#L121306)”

Daryl has always helped in getting us the best prices on our insurances (auto, workers comp and liability), both mattress manufacturing and furniture stores. He is quick in getting back to you with any questions you might have. His office staff is polite and always willing to help. He explains exactly what you are getting in coverage . We are pleased to have him as our agent.

Ivette Sixtos

Excellent service! Pao Business Insurance always goes above and beyond to provide me with the best quality. Any inquiries/questions have always been resolved in a timely manner and with complete transparency and professionalism. I’ve been with them for years and couldn’t be happier. Definitely recommend! Keep it up!

Javier Valerio

First of all thank you so much Daryl, he helped me out what is the best Health Insurance for me when I am having hard time. They are professional and knew what in other’s shoes be like. Very fast response and explained in detail. He is the best and his team that I ever talked relate to Insurance company so far. I recommended to everyone.

Tyron Chan

We have worked with Mr. Daryl and his staff for a few years now and all we always get from them, is nothing but kindness and professionalism. They never hesitate to offer us a helping hand, even if some of our questions might not be related to their business. I 1000% recommend Mr. Pao Lindo as your 1st choice for an insurance broker.

G Cleaning

This is a great insurance company! Very competitive and always answers all of my questions. The whole team is awesome and the end result is I’m happy with my new business coverage auto/commercial and can be at ease that we are protected properly in the case of an accident. Appreciate all your guys hard work and time!

Clean Choice

The person I deal with today was very patient and understanding. He walked me through and explain everything I needed to know about what to expect about my application. He was even more patient when I called him back twice to correct information, haha! I didn’t catch his name but if he’s reading this, I hope you have a wonderful day, and I highly recommend this service for anyone who needs it.


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Tell us about you

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